Legal

Terms of Service

The contract governing access to and use of TJ NOVA LTD products, tools, content, orders and services.

TJ NOVA LTD is a company registered in England and Wales (No. 17308318). Registered office: 124-128 City Road, London, EC1V 2NX, United Kingdom.

TJ NOVA LTD sells its own digital products and subscriptions as merchant of record. It is not authorised by the Financial Conduct Authority as a bank, e-money institution or payment institution, and it does not provide payment services to third parties, operate a money remittance service or hold client money. Card payments are collected on our behalf by regulated third-party payment service providers under their own terms. Card details are handled by those providers and are never stored on our systems.

Digital products and downloadable content are supplied for immediate access. Where you expressly consent to immediate supply and acknowledge that you thereby lose your statutory right to cancel, the 14-day right of withdrawal under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 does not apply once supply has begun.

Information, tools, scores and reports on this site are provided for general informational purposes only and do not constitute legal, tax, medical, accounting or financial advice, nor a recommendation to buy or sell any security or asset. You remain responsible for your own decisions and for obtaining independent professional advice where appropriate.

Services and tools are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, TJ NOVA LTD excludes all implied warranties and shall not be liable for indirect, incidental, special or consequential loss, loss of profit, revenue, data or goodwill. Nothing in these Terms limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be excluded.

Outcomes described on this site are illustrative and are not guaranteed. No result, ranking, approval, recovery or saving is promised.

These Terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction. Consumers retain the mandatory protections of the law of their country of residence.

Trade marks, product names and logos of third parties are the property of their respective owners and are used for identification only; their use does not imply affiliation or endorsement.